Finance teams today are under more pressure than ever. Forecasts are always late. Reports take too long. AI feels urgent but the business case isn’t clear. And sustainability sits in a silo while climate risk grows as a financially material concern. At Tensor Research, we solve these problems by combining deep expertise in Financial Planning & Analysis, Enterprise Performance Management, and IBM technology to deliver solutions that are fast, intelligent, and built around the way your business actually works.
We free your finance team to do what they do best.
For Financial Analysts spending too many late nights massaging spreadsheets and checking formulas, we automate the tedious – data loads, mappings, reconciliations – so your team can focus on the analysis and insights that actually move the business forward. We replace error-prone Excel workflows with state-of-the-art EPM tools built on IBM Planning Analytics, giving your team trustworthy numbers, reliable models, and the time to be proactive instead of reactive.
For FP&A Directors and Managers who need agility, we build integrated, driver-based financial models that let you turn around a forecast quickly, run what-if scenarios on the fly, and respond to business changes without rebuilding your models from scratch. We design solutions that make the annual budget process a collaborative experience, one where business partners feel empowered with the right information to contribute meaningfully, rather than dreading the exercise.
For CFOs and Finance Executives who need their team to be a trusted strategic partner to the business, we help you get there. We eliminate the bottlenecks that keep your FP&A team buried in backward-looking reporting, and we deploy AI agents where it creates real, measurable business outcomes built on a foundation of trustworthy data and business context. We also bring self-service analytics and conversational, Agentic AI tools to business users in operations and sales, so Finance stops being the bottleneck for information.
And for Chief Sustainability Officers navigating the growing complexity of ESG reporting and climate risk, we bridge the gap between sustainability and finance. Using IBM Envizi alongside IBM Planning Analytics, we automate data collection, carbon accounting, and regulatory reporting dramatically reducing the burden on your sustainability team. We integrate financially material ESG metrics directly into your financial models and planning processes, and we deploy climate risk scenario analysis aligned to IPCC frameworks, so your organization can quantify and plan for the financial impact of physical and transition climate risks.
The result? A finance function that operates at the speed of business: connected, intelligent, and ready for what comes next.
Tensor Research brings 25+ years of IBM Planning Analytics expertise and 3+ years of IBM Envizi experience to every engagement, combining rigorous scientific and engineering discipline with deep knowledge of finance, sustainability, and the IBM technology ecosystem.
A.G. Tan, MBA, MSc
Principal
A.G. (Ann-Grete) is passionate about bridging the gaps between the Offices of Finance, Operations, IT, and Climate Risk/Sustainability, translating complex organizational challenges into practical, high-impact outcomes across Financial Planning & Analysis, Financial Consolidation, Sustainability Reporting, and the Financial Impact of Climate Risk.
Over a 25+ year consulting career, she has partnered with organizations of all sizes and stages – from start-ups to large enterprises, across financial services, insurance, technology, pharmaceuticals, healthcare, manufacturing, distribution, retail, and more – bringing the same clarity and rigor to every engagement regardless of industry or scale.
Many organizations turn to A.G. as a trusted advisor when looking to deploy Enterprise Performance Management (EPM) and Agentic AI technology for strategic advantage. They value her rare combination of deep technical knowledge, finance acumen, and business process expertise, and particularly her ability to develop realistic, collaborative roadmaps to help each organization achieve its goals at a pace and cost that works for them. A confident and engaging public speaker, she is equally comfortable presenting to C-suite executives as she is delivering hands-on knowledge transfer and training to technical teams.
Zsolt Badics PhD
Founder & Principal
Zsolt Badics is a principal consultant, researcher, and software engineer known for combining deep scientific rigor with enterprise‑grade technology execution. As the founder and Chief Scientist of Tensor Research LLC, he holds a Ph.D. in Computational Electromagnetics from the Budapest University of Technology, a foundation that continues to shape his approach to complex systems and intelligent automation.
His early career included high‑stakes engineering roles at Nuclear Fuel Industries in Japan, Ansoft Corporation, and Rhythmia Medical, where he built advanced expertise in scientific computing, software engineering, and large‑scale system design.
Today, Zsolt specializes in bringing Agentic AI to the Office of Finance. He designs and implements solutions that integrate IBM Planning Analytics with IBM watsonx Orchestrate, enabling finance teams to automate reasoning‑driven workflows, reduce manual effort, and accelerate decision cycles with higher accuracy and consistency.
A certified practitioner in IBM Planning Analytics and IBM Envizi, Zsolt remains active in the scientific community as a frequent speaker and session chair at academic conferences. His work bridges research‑grade thinking with practical, enterprise‑grade execution, helping clients adopt AI systems that are reliable, explainable, and aligned with real business outcomes.
1 Financial Planning & Analysis
2 Environmental, Social & Governance


